Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
What kind of lender is best? If you ask a loan officer, "What kind of lender is best?" the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a ...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you've made your payments on time. What you may not expect is that they seem to be more interested in your FICO® score. "What's a FICO® score?" is a ...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming from your p...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. ...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate. Every ARM has basic components: An index A margin Adjustment Period An inter...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let's explore that issue. Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to the bor...
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Posted on June 19, 2018 - 12:31 pm
by iHOUSEweb Buildout Models
Title Insurance. It's a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you've purchased a home before, you're probably familiar with the bene...
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iHOUSEweb Buildout Models iHOUSEweb, Inc.
8950 Cal Center Drive
Sacramento, CA 95826
Phone: 866-645-7700
Fax: 866-645-7700
Email: Sales@ihouseweb.com
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In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn't have done it without you!John and Rhonda Robinson
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